Wallet aur ledger me farak?
**Ledger / Khata** = credit-debit running account from sales/purchases/payments/notes (toPay / toReceive / Clear).
**Wallet** = prepaid/advance cash balance alag bucket. Add balance → wallet ↑; sale me wallet use → wallet ↓.
Dono client/party pe available. Confusion: opening khata ≠ wallet unless aap intentionally mirror karein.